Power of Attorney

Although not as well known as Wills, Powers of Attorney are just as important. Many people think a Power of Attorney is for later life but this isn't true at all. Here’s why it matters:

• A Power of Attorney lets you choose a trusted person (or people) to make decisions for you. Without one, no one automatically has the right to step in — not even your spouse or family.

• If you lose capacity and don’t have a Power of Attorney, your family may need to apply for a guardianship order through the court. This is a time consuming process - sometimes years - and is very expensive.

• You can have an all encompassing Power of Attorney or have solely welfare or financial powers depending on your circumstances and preference.

• A Power of Attorney can be used while you still have capacity and just require a little help. There is no loss of independence - a misconception that can often put people off.

• Without a Power of Attorney in place, decisions about your care or finances can be delayed or blocked.

• A Power of Attorney means you get to choose who you wish to have the responsibility should it ever be required rather than someone being appointed by the courts - possibly someone you perhaps not be appointed.